Personal Loan for Salaried with Low Cibil Score

Personal Loan for Salaried with Low CIBIL / Bad Credit :

Interest Rate   :  16% Onwards
Loan Amount  :  Rs. 50,000 to 10 Lakhs
Loan Tunure    :  12 Months to 60 Months
Loan From       :  Banks / NBFCs
Min Net Salary :    Rs. 25, 000 and above (*)


Documents Required for Personal Loan:

  • Last 3 Months Payslips
  • Last 6 Months Bank Statment
  • Employment ID Card Proof
  • Current Address Proof
  • PAN, Aadhaar Card, Passport Photo
  • Existing Loan Details to know your loan eligibility
  • Current CIBIL Score
  • PDCs - Post Dates Cheque's (if loan gets sanctioned)‚Äč


Minimum CIBIL / Credit Score to get a Hassle Free Personal Loan  :  750 and above is very good score. Note: 80% of the Personal Loan Applications will get sanctioned if applicant CIBIL Score is more than 750 and applicant meeting other eligibility parameters. Anything above 700 is a good CIBIL Score to apply personal loan. So, a higher CIBIL Score will have better chance of getting Personal Loan.


Loan Processing Time :  7 Days to 30 Working Days (Subject to Bank / NBFC Processing Time)

Note:  Our Service Charges will be applicable for this service.


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Abhi Loans Consultatns - Loan for Sure* 

*We put our best  & honest efforts to make sure that your chances of getting personal loan is more positive with your low cibil / bad credit / cibil default problem i.e. when we accept your loan request. We might need to have detail discussions with you for better understanding of your low cibil / bad credit / cibil default issue. We will try to help you to improve your CIBIL Score subsequenly, provided if you follow the tips which we share with you.